PERSONAL INSURANCE

Homeowners, Renter's and Condominium Owner's Insurance

Whether you are a first time renter or own a multi million dollar home, we have an insurance product to suit your needs.

Your home is probably your most valuable asset - both as an investment and as your sanctuary in a hectic world. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact.

Coverage availability and prices may vary by company; we can help you determine which of several companies we represent will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

Depending on the company you choose, you can get discounts for:

• Having a fire, burglar or heat sensor alarm
• Having a newer home
• Being claim free in the past
• Insuring your vehicles with the same company

Other advantages you could enjoy include:

• Repair Guarantees
• 24-Hour Claims Hotline
• Flexible billing -including coordinating with your mortgage company
• Living expenses if your home becomes uninhabitable due to a claim

Unique or hard to find coverages:

• Identity Theft Coverage
• Replacement Cost Coverage
• Ordinance or Law Coverage
• Personal Injury Protection
• Flood Coverage
• Scheduled valuable items
• Computer coverage
• Collectables

Although your homeowner’s insurance policy provides coverage for your personal property, there may be limited coverage on some items. Have you ever wondered if your stamp or wine collections were properly insured? Not all insurance policies are alike. Some companies offer “add on” endorsement to add or broaden the coverage of the basic policy. We can help you choose the coverages that are right for you.

If you are looking for a coverage not listed on our website, click here to contact us.